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Millions of homeowners are still locked into ultralow mortgage rates they don’t want to give up

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You are currently viewing Millions of homeowners are still locked into ultralow mortgage rates they don’t want to give up

Millions of homeowners are still locked into ultralow mortgage rates they don’t want to give up

  • Post author:Empeiros Capital
  • Post published:December 21, 2025
  • Post category:Uncategorized




Nearly 30 million households, or 54% of primary mortgage-holders, have mortgage rates at or below 4%.
2025-12-21 01:00:00
Nicole Friedman

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