{"id":3154,"date":"2025-12-21T01:00:00","date_gmt":"2025-12-21T01:00:00","guid":{"rendered":"https:\/\/empeiroscapital.com\/?p=3154"},"modified":"2025-12-21T01:00:00","modified_gmt":"2025-12-21T01:00:00","slug":"millions-of-homeowners-are-still-locked-into-ultralow-mortgage-rates-they-dont-want-to-give-up","status":"publish","type":"post","link":"https:\/\/empeiroscapital.com\/?p=3154","title":{"rendered":"Millions of homeowners are still locked into ultralow mortgage rates they don\u2019t want to give up"},"content":{"rendered":"<p> <br \/>\n<br \/><img decoding=\"async\" src=\"https:\/\/images.wsj.net\/im-98000434\" \/><br \/>Nearly 30 million households, or 54% of primary mortgage-holders, have mortgage rates at or below 4%.<br \/>\n2025-12-21 01:00:00<br \/>\nNicole Friedman<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nearly 30 million households, or 54% of primary mortgage-holders, have mortgage rates at or below 4%. 2025-12-21 01:00:00 Nicole Friedman<\/p>\n","protected":false},"author":1,"featured_media":3155,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","entry","has-media"],"_links":{"self":[{"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/posts\/3154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3154"}],"version-history":[{"count":0,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/posts\/3154\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=\/wp\/v2\/media\/3155"}],"wp:attachment":[{"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/empeiroscapital.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}